Comments on: “The Uninsured Will Decide What is Affordable” by Bill Walczack http://commonhealth.wbur.org/bill-walczak/2007/04/the-uninsured-will-decide-what-is-affordable-by-bill-walczack/ CommonHealth Sat, 20 Mar 2010 18:13:19 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: HelloWorld http://commonhealth.wbur.org/bill-walczak/2007/04/the-uninsured-will-decide-what-is-affordable-by-bill-walczack/comment-page-1/#comment-1970 HelloWorld Sat, 28 Apr 2007 12:11:56 +0000 http://www.wbur.org/weblogs/commonhealth/?p=59#comment-1970 Peace people We love you Peace people

We love you

]]> By: pete http://commonhealth.wbur.org/bill-walczak/2007/04/the-uninsured-will-decide-what-is-affordable-by-bill-walczack/comment-page-1/#comment-1807 pete Mon, 09 Apr 2007 04:11:34 +0000 http://www.wbur.org/weblogs/commonhealth/?p=59#comment-1807 i think, at least initially, that community rating would make the program too hard of a sell for the young and healthy, who, as you point out, are the least likely to buy into the system. If a healthy 30 year old does not see the point of $250/mo insurance they will surely balk at $500/mo. That being said, the high prices quoted for older people are a glaring weakness in the system. i think, at least initially, that community rating would make the program too hard of a sell for the young and healthy, who, as you point out, are the least likely to buy into the system. If a healthy 30 year old does not see the point of $250/mo insurance they will surely balk at $500/mo. That being said, the high prices quoted for older people are a glaring weakness in the system.

]]> By: Peter S. http://commonhealth.wbur.org/bill-walczak/2007/04/the-uninsured-will-decide-what-is-affordable-by-bill-walczack/comment-page-1/#comment-1779 Peter S. Sat, 07 Apr 2007 11:14:21 +0000 http://www.wbur.org/weblogs/commonhealth/?p=59#comment-1779 Bill, Great blog entry and terrific questions. I am so glad you're raising the issue of community rating: bringing it back, inside and outside the Connector--would help make coverage more affordable to many and restore one of the basic principles of insurance: spread risk broadly. It's hard to use community rating in a voluntary insurance system but now that we've decided, for better or worse, to go the mandatory route, the business and policy arguments against community rating are not so salient. Bill, Great blog entry and terrific questions. I am so glad you’re raising the issue of community rating: bringing it back, inside and outside the Connector–would help make coverage more affordable to many and restore one of the basic principles of insurance: spread risk broadly. It’s hard to use community rating in a voluntary insurance system but now that we’ve decided, for better or worse, to go the mandatory route, the business and policy arguments against community rating are not so salient.

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